What is a Transactional Loan?

A Transactional Loan is a home loan which enables the client to make the maximum repayment to the loan at the optimal frequency; and generate offset savings by using the loan in accordance with a pre-determined strategy, whereby all income and expenses are transacted from the loan.

A Transactional Loan allows the client to replace their existing savings accounts with a transactional home loan, whereby they will achieve tax free savings at the current home loan rate rather than the current low deposit rates.

Transactional Home Loans provide clients the ability to repay their loans faster than traditional loans …
      
                               SAVING THOUSANDS OF RINGGIT

However, the ultimate level of success will correspond directly to the ability of the client to manage their spending decisions. A range of Customer Service programs are provided to assist with the monitoring of the client’s progress.

How Does a Transactional Loan work?

ILG educates its clients on how Transactional Loans will work for them in order to assist them to pay off their loans in the quickest possible time, so they can experience a better lifestyle of their choosing.

TRANSACTIONAL LOANS

The above graph represents a traditional home loan where a fixed monthly payment is made to the loan for the term of the loan.

In 25 years, this loan will be repaid, and the bank will have been paid over RM 518,000! This means that over RM 250,000 will be paid in interest. In fact, in the first 5 years of the loan, what’s been paid is virtually all interest.

TRANSACTIONAL LOANS

Rather than paying a fixed loan repayment, put all your income into your Lifestyle Loan andreduce your loan balance … and your interest payment!

TRANSACTIONAL LOANS

If you’ve put everything into your new loan, you will be reducing the balance … but how do you live?

With every possible living expense you use a credit card account with an interest free period. The account is paid out on the due date from your Lifestyle Loan, meaning there is no interest payable on the card.

So you’re rewarded twice!

Firstly, from using the bank’s money without having to pay for the privilege, and secondly, because your income remains in your loan account for as long as possible,you’re saving interest on a day to day basis.

TRANSACTIONAL LOANS

You’ll still need some cash, so attached to your loan account is an ATM facility. There’s also the convenience of a cheque book and Internet Banking.

Now to the most important element of all …

TRANSACTIONAL LOANS

We offer a variety of Service Programs, including the necessary software, to enable you to track the progress of your new Lifestyle Loan. These programs are designed to ensure you are gaining the maximum benefits from your new loan and on the right path to FINANCIAL FREEDOM !

Without an ‘ILG’ Service Program … don’t buy it!

TRANSACTIONAL LOANS

Now it's time to begin …

Cut Years of your Mortgage and
Save Thousands in Interest !

Plan Wisely to increase your
Wealth Faster !

It takes less than 3 minutes to find out how much a
Lifestyle Loan could potentially save for you !

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or Contect Us to arrange for your FREE Personalized Simulation.
ILG Team.
1.Wan: 0123456709
2.Ady: 017-3774561
3.Man: 0172105226